As a parent of young kids, time is worth more than gold. You do your best to stay on top of everything, but let’s be honest, it’s pretty easy to let things slide. In our house, the day-to-day items are covered because they are in your face. It’s hard to forget to buy groceries or new gloves for the kids.
It’s the long term items that run in the background without much attention. One of these areas is auto insurance. We have some obviously, since we drive a car. We have had the same insurance for many years, always auto-renewing and coming out of our account like clockwork every month.
It’s automatic, so I never think about it. We are covered if we need it and that is the extent of what I need to know.
But if I had the mental energy and the time to sit down with it, I would probably start to wonder if I was getting the most bang for my buck. Are their better rates? Companies? Discounts for several years of clean driving? I know there are all of those things. But even typing it out, makes my brain hide under the couch, screaming uncle.
I have heard that you should move around to get better rates and not just let it roll over each year. I have no idea if it is true, but it makes sense. So if I were to look, where should I look?
One such auto insurance company I was contacted by La Capitale Financial Group. By just looking at their website, they were hitting the note I was just talking about.